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September 24, 2025

QED Strengthens U.K. and Europe Presence; Welcomes Enrique Hausmann as Principal

ALEXANDRIA, Va.--(BUSINESS WIRE)--QED Investors, a leading global fintech venture capital firm, today announced the hiring of Enrique Hausmann as a principal, based in London.

Bringing an extensive background in venture capital and fintech, Hausmann will work alongside QED Partner, Head of U.K. and Europe, Yusuf Özdalga to focus on early stage investments across Europe.

Hausmann joins from Speedinvest, where he spent seven years investing in fintech and marketplace companies from pre-seed to Series B and leading investments in category-defining companies such as Wayflyer and Moove. He also played a key role in expanding the firm’s international presence, spending time on the ground in both Africa and the Middle East.

Born and raised in Barcelona in a German household, Hausmann brings a global outlook having worked across Europe, the U.S. and the Middle East. He holds a bachelor’s degree in management and finance from ESADE.

"We are very excited to welcome Enrique to the QED family,” said Özdalga. “European fintech is now at a unique inflection point and Enrique's energy, experience and enthusiasm for working with world-class founders will be invaluable as we pursue the very best opportunities across multiple geographies and fintech verticals, continuing to expand our global reach."

This move further strengthens QED’s commitment to the U.K. and Europe, where it has invested more than $150 million in startups over the past five years. QED anticipates a similar pace of deployment from its existing and future funds moving forward. Current and former portfolio companies include Klarna, ClearScore, Zopa, Stream (formerly Wagestream), Payhawk, Wayflyer, Swap Commerce, Midas, RemoFirst, Shop Circle, and Carmoola.

“We are at such a defining moment for fintech and innovation across the continent, and I’m thrilled to be joining QED’s Europe team during this time,” said Hausmann. “Having worked as a co-investor alongside Yusuf and the QED team, I’ve seen firsthand the firm’s deep sector expertise and founder-first culture, which are qualities that truly make QED stand out in the industry.

"I look forward to supporting the next generation of companies that will define their categories. Stablecoins and artificial intelligence are among the most transformative technological shifts of our time. Collaborating with founders who utilize these and other technologies to rethink financial services presents an exciting challenge."

About QED Investors

QED Investors is a global leading venture capital firm based in Alexandria, Va. Founded by Nigel Morris and Frank Rotman in 2007, QED Investors is focused on investing in disruptive financial services companies worldwide. QED Investors is dedicated to building great businesses and uses a unique, hands-on approach that leverages its partners’ decades of entrepreneurial and operational experience, helping companies achieve breakthrough growth. Notable investments include AvidXchange, Betterfly, Bitso, Caribou, ClearScore, Creditas, Credit Karma, Current, Flywire, Kavak, Klarna, Konfio, Loft, Mission Lane, Nubank, QuintoAndar, Remitly, SoFi, Wagestream and Wayflyer.

Contacts

Ashley Marshall
Director, PR and Communications, QED Investors
(518) 577-9984

ALEXANDRIA, Va.--(BUSINESS WIRE)--QED Investors, a leading global fintech venture capital firm, today announced the hiring of Enrique Hausmann as a principal, based in London.

Bringing an extensive background in venture capital and fintech, Hausmann will work alongside QED Partner, Head of U.K. and Europe, Yusuf Özdalga to focus on early stage investments across Europe.

Hausmann joins from Speedinvest, where he spent seven years investing in fintech and marketplace companies from pre-seed to Series B and leading investments in category-defining companies such as Wayflyer and Moove. He also played a key role in expanding the firm’s international presence, spending time on the ground in both Africa and the Middle East.

Born and raised in Barcelona in a German household, Hausmann brings a global outlook having worked across Europe, the U.S. and the Middle East. He holds a bachelor’s degree in management and finance from ESADE.

"We are very excited to welcome Enrique to the QED family,” said Özdalga. “European fintech is now at a unique inflection point and Enrique's energy, experience and enthusiasm for working with world-class founders will be invaluable as we pursue the very best opportunities across multiple geographies and fintech verticals, continuing to expand our global reach."

This move further strengthens QED’s commitment to the U.K. and Europe, where it has invested more than $150 million in startups over the past five years. QED anticipates a similar pace of deployment from its existing and future funds moving forward. Current and former portfolio companies include Klarna, ClearScore, Zopa, Stream (formerly Wagestream), Payhawk, Wayflyer, Swap Commerce, Midas, RemoFirst, Shop Circle, and Carmoola.

“We are at such a defining moment for fintech and innovation across the continent, and I’m thrilled to be joining QED’s Europe team during this time,” said Hausmann. “Having worked as a co-investor alongside Yusuf and the QED team, I’ve seen firsthand the firm’s deep sector expertise and founder-first culture, which are qualities that truly make QED stand out in the industry.

"I look forward to supporting the next generation of companies that will define their categories. Stablecoins and artificial intelligence are among the most transformative technological shifts of our time. Collaborating with founders who utilize these and other technologies to rethink financial services presents an exciting challenge."

About QED Investors

QED Investors is a global leading venture capital firm based in Alexandria, Va. Founded by Nigel Morris and Frank Rotman in 2007, QED Investors is focused on investing in disruptive financial services companies worldwide. QED Investors is dedicated to building great businesses and uses a unique, hands-on approach that leverages its partners’ decades of entrepreneurial and operational experience, helping companies achieve breakthrough growth. Notable investments include AvidXchange, Betterfly, Bitso, Caribou, ClearScore, Creditas, Credit Karma, Current, Flywire, Kavak, Klarna, Konfio, Loft, Mission Lane, Nubank, QuintoAndar, Remitly, SoFi, Wagestream and Wayflyer.

Contacts

Ashley Marshall
Director, PR and Communications, QED Investors
(518) 577-9984

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01

Settlement Collapse

Value transfer moves from days - corresponding banking, T+1 securities - to seconds. Working capital tied up in float is released.

02

Cost Collapse

Marginal transaction cost approaches zero: fractions of a cent, versus 1-6% on card and corresponding rails.

03

Programmability

Money becomes an object that carries logic - escrow, splits, rebates, compliance - executed by code, not back offices.

Pure infrastructure with no revenue accrual

Layer-1 chains and general-purpose middleware — outside our circle of competence and typically outside our stage.

Speculative asset creation

NFT platforms, memecoins, prediction markets styled as products — mapping to none of the five functions; structurally uninvestable for us.

Three structural truths cut across all five functions.

(a)

Regulated-first wins

The 2020/21 cycle proved permissionless purity does not survive contact with real financial regulation. GENIUS, MiCA, CLARITY and the UK/Singapore regimes are producing founders who start from “how do we get licensed” and build backwards — precisely the founder profile QED has always preferred.
(b)

Incumbents upgraded, not disintermediated

JPMorgan, Citi, Bank of America and Wells Fargo are jointly building a tokenized-deposit network; Visa launched a stablecoin platform in July 2026; 140+ businesses signed an open stablecoin standard. Banks migrate — and new-generation infrastructure companies own the picks and shovels of that migration.
(c)

Emerging markets feel it first

Every function improves most where the fiat experience is worst: cross-border payments, dollar access, investment product availability, working-capital finance. Those are exactly the geographies where QED has fintech ventures’ deepest footprint. Our geographic distribution is not incidental to the tokenization thesis — it is the thesis.

Trade & working-capital finance

Finkargo( LatAm import finance) and OatFi(B2B working-capital infrastructure) sit directly on flows whose logical settlement layer is stablecoin.

Collateralized digital-asset lending

Tokenized Treasuries, equities and stablecoin holdings as instant, programmable collateral.

On-chain private credt

Maple, Centrifuge and emerging institutional protocols - credit funds migrating to programmable rails.

Why QED is advanced

Credit is QED's craft: distinguishing lending businesses from fintechs pretending to be one, charge-offs earned from charge-offs deferred. On-chain credit is a straight-line extension, not a stretch.