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December 18, 2024

QED Investors Promotes Camila Vieira to Partner, Head of Brazil

ALEXANDRIA, Va. -- Leading global fintech venture capital firm QED Investors announced today that it has promoted Camila Vieira from principal to partner, head of Brazil.

Camila is part of the early-stage international team with a focus on fintech investments and is one of 19 investment professionals at QED.

“Cami is a tour de force and I couldn’t be more excited to recognize her incredible work ethic and sharp intellect,” said QED Managing Partner and Co-Founder Nigel Morris. “She has played a pivotal role in building QED’s brand presence across LatAm as an investor and a mentor and she has her fingerprints on many areas of our business across multiple geographies, stages and verticals. She is highly respected by founders and entrepreneurs, and she has already left an indelible mark on the QED team with her passion and kindness.”

Camila is on the board of portfolio companies Escale, Mottu and Warren and she is a board advisor for Amparo, Loft, Noodle and Solfacil, among others.

“Camila is a true asset to our board,” said Escale CEO Ken Diamond. “Her leadership skills, business insights and willingness to dig in have won my admiration. She is founder-friendly, makes connections and offers straight-shooting advice. Her contributions have been invaluable.”

Camila joined QED in 2022 as the company’s first employee based in São Paulo. She becomes the second principal to earn a promotion to partner, following Laura Bock in 2021.

Prior to joining QED, Camila spent her career in technology and financial services. She started her career at Moody’s, a credit rating agency, before joining Goldman Sachs to focus on corporate credit and economic risk.

Later, as part of Goldman's investment banking division, Camila helped fintech, software and e-commerce companies raise capital and cross over from private to public markets. She went on to join the global strategy and corporate development teams at Ceridian, a global software company servicing more than 160 countries. More recently, Camila spent time at Hotmart, a Brazilian tech unicorn whose platform facilitates sales of digital products enabling creators to build, monetize, manage and grow globally. There, she led strategy and operations, ESG and investor relations.

Added Warren CEO Tito Gusmao: "This is Camila - the kind of person who picks up the phone and solves things, commits and fights alongside you, praises when deserved and questions when necessary. She's a rare find."

ALEXANDRIA, Va. -- Leading global fintech venture capital firm QED Investors announced today that it has promoted Camila Vieira from principal to partner, head of Brazil.

Camila is part of the early-stage international team with a focus on fintech investments and is one of 19 investment professionals at QED.

“Cami is a tour de force and I couldn’t be more excited to recognize her incredible work ethic and sharp intellect,” said QED Managing Partner and Co-Founder Nigel Morris. “She has played a pivotal role in building QED’s brand presence across LatAm as an investor and a mentor and she has her fingerprints on many areas of our business across multiple geographies, stages and verticals. She is highly respected by founders and entrepreneurs, and she has already left an indelible mark on the QED team with her passion and kindness.”

Camila is on the board of portfolio companies Escale, Mottu and Warren and she is a board advisor for Amparo, Loft, Noodle and Solfacil, among others.

“Camila is a true asset to our board,” said Escale CEO Ken Diamond. “Her leadership skills, business insights and willingness to dig in have won my admiration. She is founder-friendly, makes connections and offers straight-shooting advice. Her contributions have been invaluable.”

Camila joined QED in 2022 as the company’s first employee based in São Paulo. She becomes the second principal to earn a promotion to partner, following Laura Bock in 2021.

Prior to joining QED, Camila spent her career in technology and financial services. She started her career at Moody’s, a credit rating agency, before joining Goldman Sachs to focus on corporate credit and economic risk.

Later, as part of Goldman's investment banking division, Camila helped fintech, software and e-commerce companies raise capital and cross over from private to public markets. She went on to join the global strategy and corporate development teams at Ceridian, a global software company servicing more than 160 countries. More recently, Camila spent time at Hotmart, a Brazilian tech unicorn whose platform facilitates sales of digital products enabling creators to build, monetize, manage and grow globally. There, she led strategy and operations, ESG and investor relations.

Added Warren CEO Tito Gusmao: "This is Camila - the kind of person who picks up the phone and solves things, commits and fights alongside you, praises when deserved and questions when necessary. She's a rare find."

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01

Settlement Collapse

Value transfer moves from days - corresponding banking, T+1 securities - to seconds. Working capital tied up in float is released.

02

Cost Collapse

Marginal transaction cost approaches zero: fractions of a cent, versus 1-6% on card and corresponding rails.

03

Programmability

Money becomes an object that carries logic - escrow, splits, rebates, compliance - executed by code, not back offices.

Pure infrastructure with no revenue accrual

Layer-1 chains and general-purpose middleware — outside our circle of competence and typically outside our stage.

Speculative asset creation

NFT platforms, memecoins, prediction markets styled as products — mapping to none of the five functions; structurally uninvestable for us.

Three structural truths cut across all five functions.

(a)

Regulated-first wins

The 2020/21 cycle proved permissionless purity does not survive contact with real financial regulation. GENIUS, MiCA, CLARITY and the UK/Singapore regimes are producing founders who start from “how do we get licensed” and build backwards — precisely the founder profile QED has always preferred.
(b)

Incumbents upgraded, not disintermediated

JPMorgan, Citi, Bank of America and Wells Fargo are jointly building a tokenized-deposit network; Visa launched a stablecoin platform in July 2026; 140+ businesses signed an open stablecoin standard. Banks migrate — and new-generation infrastructure companies own the picks and shovels of that migration.
(c)

Emerging markets feel it first

Every function improves most where the fiat experience is worst: cross-border payments, dollar access, investment product availability, working-capital finance. Those are exactly the geographies where QED has fintech ventures’ deepest footprint. Our geographic distribution is not incidental to the tokenization thesis — it is the thesis.

Trade & working-capital finance

Finkargo( LatAm import finance) and OatFi(B2B working-capital infrastructure) sit directly on flows whose logical settlement layer is stablecoin.

Collateralized digital-asset lending

Tokenized Treasuries, equities and stablecoin holdings as instant, programmable collateral.

On-chain private credt

Maple, Centrifuge and emerging institutional protocols - credit funds migrating to programmable rails.

Why QED is advanced

Credit is QED's craft: distinguishing lending businesses from fintechs pretending to be one, charge-offs earned from charge-offs deferred. On-chain credit is a straight-line extension, not a stretch.