Thought Leadership Threads
Frank Rotman
@fintechjunkie
Underfunding a startup is risky because downstream capital might not be there if the startup hasn’t made material progress.
It’s a terrible idea to fund a plan that only gets a startup 80% of the way to Mars!
Here's why:🧵👇
Frank Rotman
@fintechjunkieMany companies went through a major layoff in 2022. Many more will reduce their staff in 2023.
When the dust settles, businesses will be leaner but challenges will still remain.
Here's a valuable checklist for survivors:🧵👇
Frank Rotman
@fintechjunkieFounders are busy re-structuring their operating plans to reduce burn.
A reduction in burn almost always slows growth which #VCs will interpret as a negative signal.
The result is confusion and loads of bad advice.
Is this a solvable problem? 🧵👇
Frank Rotman
@fintechjunkieGigantic businesses can be created when an amazing Founding team focuses its attention on a rock-solid business idea that’s perfectly aligned with an emerging mega trend.
This is what #Founders and #VCs live for.Curious what this looks like for a 15-month-old company?
Frank Rotman
@fintechjunkieAn important decision every business makes is what to do with its cash💵.
Most thinly capitalized companies keep their cash in a business checking account.
But there are better options for businesses that have a year or more of runway. Much better! 🧵👇
Frank Rotman
@fintechjunkieThe #startup ecosystem has been turbocharged in recent years due to massive capital inflows.
A downside is that the playbook has been lost around how to build a healthy business.
Being able to make money with a single product at low levels of scale needs to be re-learned! 🧵👇
Yusuf Özdalga
@yusufozdalgaEmbedded finance is everywhere around you, from clicking "Buy now" on Amazon to your seemingly invisible payment when you exit your Uber.
Pretty easy, right?
What if I told you there's a new solution that is even faster, cheaper and safer.
There is.
Plug and Play Finance.
Yusuf Ozdalga
@yusufozdalgaBuy-now-pay-later is not the same as traditional lending.
Used successfully, BNPL creates a rare win-win-win for consumers, merchants and banks.
When you deviate from what makes it unique, a cascading failure takes place and everything breaks down.
Here's why it is important.
Frank Rotman
@fintechjunkie🚨It's finally here🚨
Curious how VC Funds are evolving to reflect the recent changes in the LP and Startup ecosystems?
"The Three-Body Problem: Finding the New Stable Points in Venture Capital" is finally here.
Read on for links: 👇