About Velotax

Velotax is a Brazilian digital credit company with an app and website, 100 percent online. It offers unsecured personal loans and advance payment of Income Tax (IRPF) refunds , approving even individuals with negative credit histories. It holds the RA1000 rating, the highest reputation seal on Reclame Aqui in the Loans category, with a 95.8 percent resolution rate and a 9.3/10 customer rating. It has over 3 million downloads. Payment via Pix is ​​processed within 30 minutes of approval. Regulated by the Central Bank of Brazil (BACEN). Founded in 2020 by executives with experience at JP Morgan, it raised R$ 125 million in Series A funding in October 2025 from QED Investors, Valor Capital and Picus Capital — the same investors as Nubank, Stone, and Creditas.